:root{--navy:#0f2239;--navy2:#1a3658;--ink:#10233a;--muted:#5f7086;--line:#dce5ef;--surface:#fff;--bg:#f6f9fc;--gold:#c8a86b;--gold2:#e3cca0;--green:#3f6d4f}
*{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:Inter,system-ui,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.62}
.container{max-width:1180px;margin:0 auto;padding:0 20px}

.nav{position:sticky;top:0;z-index:90;background:rgba(15,34,57,.92);backdrop-filter:blur(7px);border-bottom:1px solid rgba(255,255,255,.14)}
.nav .container{display:flex;justify-content:space-between;align-items:center;padding:12px 20px}.brand{text-decoration:none;display:flex;align-items:center}.brand-logo{height:40px;width:auto}
.nav a{color:#dfe9f5;text-decoration:none;margin-left:16px;font-size:14px}.nav a:hover{color:#fff}

.hero,.page-hero{color:#fff;background:linear-gradient(120deg,var(--navy),var(--navy2));position:relative;overflow:hidden}
.hero{padding:82px 0 70px}.page-hero{padding:56px 0}
.hero-grid,.page-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:24px;align-items:center}
.hero h1{font-size:52px;line-height:1.05;margin:0 0 14px;letter-spacing:-.02em}.page-hero h1{font-size:42px;line-height:1.08;margin:0 0 10px}
.hero p,.page-hero p{font-size:18px;color:#d9e7f6;max-width:720px;margin:0}
.hero-actions{margin-top:22px}
.btn{display:inline-block;text-decoration:none;padding:12px 20px;border-radius:12px;font-weight:700}
.btn-primary{background:linear-gradient(130deg,var(--gold),var(--gold2));color:#2f2a20;box-shadow:0 10px 20px rgba(22,30,45,.25)}
.btn-secondary{margin-left:10px;border:1px solid rgba(255,255,255,.38);color:#fff;background:rgba(255,255,255,.08)}
.hero-badges{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.hero-badges span{font-size:12px;padding:7px 10px;border-radius:999px;border:1px solid rgba(255,255,255,.26);background:rgba(255,255,255,.1)}
.hero-photo,.page-photo{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:14px;border:1px solid rgba(255,255,255,.28);box-shadow:0 18px 36px rgba(0,0,0,.28)}
.glass-card{position:absolute;right:-8px;bottom:12px;background:rgba(15,34,57,.82);border:1px solid rgba(255,255,255,.26);border-radius:10px;padding:11px 12px;font-size:12px;color:#e4edf7;max-width:220px}.glass-card b{display:block;color:#fff;font-size:16px}

.logo-strip{background:#162b46;color:#e4edf7}.logo-strip .container{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:8px;padding:11px 20px}.logo-pill{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);padding:9px;border-radius:9px;text-align:center;font-size:12px}

.section{padding:72px 0}.section-alt{background:#fff}.h2{font-size:34px;letter-spacing:-.02em;margin:0 0 8px}.muted{color:var(--muted)}
.reveal{opacity:0;transform:translateY(14px);transition:.55s ease}.reveal.show{opacity:1;transform:none}

.metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:22px}.metric{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px}.metric b{font-size:30px;display:block}.metric span{font-size:13px;color:#506276}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:15px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.card b{font-size:17px}.icon{width:34px;height:34px;display:grid;place-items:center;background:#eef4fb;border-radius:10px;margin-bottom:8px}
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px}.step-no{width:26px;height:26px;border-radius:999px;display:grid;place-items:center;font-size:12px;font-weight:800;background:var(--green);color:#fff;margin-bottom:8px}
.gallery{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:12px}.gallery img{height:220px;object-fit:cover;width:100%;border-radius:12px;border:1px solid var(--line)}
.testimonials{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:12px}.t-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;transition:.2s ease}.t-card.active{transform:translateY(-3px);box-shadow:0 10px 22px rgba(16,35,58,.12)}.stars{color:#c8a86b;letter-spacing:2px;font-size:13px}.who{font-size:13px;color:#4f6277;margin-top:8px}
.deals{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:12px}.deal{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px}.deal .tag{font-size:11px;background:#ecfdf3;border:1px solid #bfe7cb;color:#2f6c45;padding:3px 7px;border-radius:999px}.deal h4{margin:8px 0 4px;font-size:15px}.deal p{margin:0;color:#4f6277;font-size:14px}
.states span{display:inline-block;background:#fff;border:1px solid var(--line);padding:9px 13px;border-radius:999px;margin:7px 8px 0 0;font-size:14px}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:14px}.compare .card ul{padding-left:20px;margin:8px 0 0}.compare .card li{margin-bottom:8px}
.faq{display:grid;gap:10px}details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:11px 13px}summary{font-weight:700;cursor:pointer;list-style:none}summary::-webkit-details-marker{display:none}summary:after{content:'+';float:right;color:#677c92}details[open] summary:after{content:'−'}details p{margin:8px 0 2px;color:#42566f}

.form-wrap{background:linear-gradient(120deg,#122945,#1a3658);color:#fff;border-radius:15px;padding:24px;border:1px solid rgba(255,255,255,.15)}
.form-head{display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:8px}.stepper{font-size:12px;color:#d5e2ef;display:flex;gap:8px;align-items:center}.dot{width:8px;height:8px;border-radius:999px;background:#607b98}.dot.active{background:#d9bb7d}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.grid-1{display:grid;grid-template-columns:1fr;gap:12px}
label{font-size:13px;color:#d5e2ef}.form-wrap label{display:block}.form-wrap .field{margin-bottom:9px}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid #cfd9e4;border-radius:10px;background:#fff}
.form-actions{display:flex;gap:10px;flex-wrap:wrap}.ghost{background:transparent;border:1px solid #8ea5bb;color:#e7eef6}.notice{color:#b8c8d8;font-size:13px;margin-top:12px}

.info-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:14px}
.sticky-cta{position:fixed;left:12px;right:12px;bottom:12px;z-index:95;display:none}.sticky-cta a{display:block;text-align:center;text-decoration:none;padding:13px;border-radius:12px;background:linear-gradient(130deg,var(--gold),var(--gold2));color:#2f2a20;font-weight:800;box-shadow:0 12px 24px rgba(16,35,58,.3)}
.footer{background:#13263f;color:#d8e4f0;padding:22px 0;margin-top:26px}.footer-logo{height:27px;vertical-align:middle;margin-right:8px}.small{font-size:13px}

@media(max-width:1024px){.hero-grid,.page-hero-grid{grid-template-columns:1fr}.hero h1{font-size:44px}.logo-strip .container{grid-template-columns:repeat(2,minmax(0,1fr))}.metrics{grid-template-columns:repeat(2,minmax(0,1fr))}.steps,.testimonials{grid-template-columns:1fr}.deals{grid-template-columns:repeat(2,minmax(0,1fr))}.gallery{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.brand-logo{height:34px}.nav .links{display:none}.hero{padding:74px 0 64px}.hero h1{font-size:36px}.page-hero h1{font-size:32px}.hero p,.page-hero p{font-size:16px}.btn-secondary{margin-left:0;margin-top:9px}.grid,.info-grid{grid-template-columns:1fr}.h2{font-size:30px}.compare,.gallery,.deals{grid-template-columns:1fr}.sticky-cta{display:block}}